American Express just can't help itself in offering eye-popping welcome bonuses to lure in new customers. Now, travelers who are eligible for a small business credit card (and trust us, that might include you) can get a mammoth bonus on the bank's flagship business card.
Amex just rolled out a bigger bonus offer on *biz platinum*: Earn 150,000 Membership Rewards points after you spend $20,000 on eligible purchases in the first three months. While it requires even more spending to earn, that's up from the previous norm of 120,000 points … but a 150,000-point bonus still isn't as good as it gets.
Bonuses of 200,000 or 250,000 points have become more and more common – not by applying straight with Amex or through a site like ours, but via referrals, opening links in an incognito, and targeted emails or pop-ups online. And it seems another round of elevated offers are currently floating around.
Welcome bonuses this big are incredibly hit-or-miss: We haven't had any luck getting the 250,000-point offer for ourselves. Still, this bonus of 200,000 points, with the same spending requirement, isn't half bad!
Whether it's 150,000, 250,000, or somewhere in between, these are all truly massive bonuses that are worth your attention. But keep in mind, spending $20,000 or more in three months is no small matter. Credit cards are serious business: You should never apply for a credit card if you’re already in debt, and never charge more to a credit card than you can afford to pay off immediately.
But if you have a small business and can manage this kind of spending responsibly, this is a fantastic way to earn a ton of points with one of our favorite small business cards. Much like *amex platinum* available to everyday travelers, the Business Platinum Card packs a huge punch with great travel benefits.
That includes Amex Centurion Lounge access and a free pass into Delta Sky Clubs (though keep in mind Sky Club access is changing Feb. 1, 2025); an annual $200 airline incidental credit; a credit for TSA PreCheck or Global Entry; and more.
But the Business Platinum Card takes things a step further with added credits like up to $400 in annual credits at Dell.com and one of our favorite perks of all: A 35% rebate when using points through Amex Travel to book with the domestic airline of your choice – or any first or business class flight.
Keep reading for more details on this new, increased welcome bonus offer.
Not sure if you're eligible for business credit cards? You might be surprised to find out just what the banks consider a small business.
Full Benefits of the Amex Business Platinum Card
- Welcome Offer: Earn at least 150,000 Membership Rewards points after spending $20,000 within the first three months of card membership.
- Earn 5x Membership Rewards points on flights and hotels booked through amextravel.com.
- Earn 1.5x Membership Rewards points on all eligible purchases of $5,000 or more. Business Platinum Cardholders will also earn 1.5x Membership Rewards Points per dollar spent on up to $2 million spent each calendar year on electronic goods retailers, software and cloud service providers, U.S. construction materials, hardware supplies, and shipping providers.
- Earn 1x Membership Rewards points on all other qualifying purchases
- $200 Airline Fee Credit: Get up to $200 per calendar year for airline incidental fees at one airline. Read up on the best ways to take advantage of this credit.
- Lounge Access: Get access to Amex Centurion Lounges, Delta Sky Clubs (when flying Delta), Escape Lounges, and membership in the Priority Pass Select program. This card is widely considered the best credit card for airport lounge access. You will receive all of the same access offered by the personal Platinum Card from American Express.
- $100 Application Fee Credit for Global Entry or TSA PreCheck: You are eligible to receive a statement credit every 4 1/2 years for the application fee for TSA PreCheck and every 4 years for Global Entry. Membership in both programs is good for five years.
- 35% Points Rebate: Receive a 35% rebate on points redemptions on your selected airline or all premium cabin redemptions, for up to 1 million bonus points back per calendar year. Read more about this lucrative perk!
- $400 in Annual Statement Credits at Dell: Get up to $400 in statement credits annually ($200 every six months) for U.S. purchases with Dell.
- $360 in Annual Statement Credits at Indeed: Cardholders will get up to $90 each quarter on all Indeed hiring and recruiting products. Enrollment is required.
- $150 in Annual Statement Credits on Adobe Products: Get $150 each year to spend on select Adobe purchases, including Adobe Creative Cloud, and Acrobat Pro DC with e-sign. The benefit is valid only on purchases of annual prepaid subscriptions.
- $120 in Annual Wireless Phone Service Credits: Business Platinum Cardholders now get up to $120 in statement credits each year for purchases made directly with any U.S. wireless telephone provider. The credits will be issued $10 per month ($120 per year). Any unused amount will be forfeited.
- $189 in Annual Statement Credits for CLEAR Plus: Get up to a $189 annual credit for CLEAR Plus, the privately run security program. Just pay for your membership with your Business Platinum Card and the credit should kick in automatically.
- Hotel Elite Status: Get Marriott Bonvoy and Hilton Honors Gold status just for being a card member. Enrollment is required.
- Annual Fee: $695 (see rates & fees).
Learn more about *biz platinum*
It's worth noting that some of these benefits could be changing in the not-so-distant future.
Earlier this year, Amex added an end date of Dec. 31 for the $400 Dell credits, $360 Indeed credits, and $150 Adobe Credit. An Amex spokesperson clarified that the expiration date signifies the potential end for these credits, but did not elaborate on whether they'll replace the credits with other perks.
One would rightly assume that a card with a nearly $700 annual fee would see some additions if multiple credits are subtracted. But that uncertainty actually makes now a really good time to pick the card up.
These kind of benefit changeovers typically present an opportunity for cardholders to double dip: using the old credits before they expire as well as and new additions … all while paying the same annual fee in year one.
Who is This Offer Right For?
This is a fantastic offer that deserves the attention of any small business owner. A $20,000 spending requirement in three months might feel steep, but earning 150,000 points (or more!) is tough to beat.
The card's $695 annual fee certainly won't be right for everyone but with so many different travel and business credits, it's possible to come out well ahead by the end of the year. If you can regularly take advantage of the added travel perks like hotel elite status, airport lounge access, and the complimentary CLEAR Plus membership, that can make the math work even more in your favor.
Just to emphasize how good this offer is, the only other card we've seen in this territory is the *venture x business*. With the current offer, new cardmembers can earn bonus_miles_full. This is a really good offer on it's own, but it also requires spending $10,000 more than what Amex is requiring with the Business Platinum.
As tempting as this offer might be, if your business doesn't typically spend an average of $7,000 per month or more, you might be better off looking at some other fantastic business card offers with a more tolerable spending requirement.
Related reading: The 5 Best Business Card Offers Right Now
Bottom Line
From the current public offer – and some targeted ones, too – on *biz platinum*, allowing business owners to earn a minimum of 150,000 Membership Rewards points after spending $20,000 in the first three months.
If you're a small business owner who can responsibly meet that kind of spending requirement, you'll be hard pressed to find a better offer than these ones. Just be sure to try all the tricks to get the biggest bonus possible before clicking apply!
Was able to get 250k point bonus with the link above in incognito mode. Thank you!
Thanks! I was able to snag a 250,000 point offer after a couple of tries using incognito mode.
Had this card several years ago- cancelled when they took the restaurant credit away. Applied, card was approved overnight. Made payments meeting the spend requirement in first month. Still waiting for sign up bonus. Hope this really works..